BRICK.
Vervain Close, Cardiff
CF53HY
£190,000
Key numbers
Comp median
£254,000
-25% vs asking
Est. rent
£1,150/mo
7.3% gross yield
Condition
6/10
Average
LTT
£7,950
Running costs
£378/mo
2yr trend
-1.4%
fast liquidity
AI Summary
At £190,000, this two-bedroom end-of-terrace in Ely, Cardiff is priced below the 24-month comparable median of £254,000, suggesting reasonable value relative to the local market, though buyers should factor in an estimated £15,000–£25,000 of cosmetic and functional modernisation work. The property is habitable and move-in ready in a functional sense, but is cosmetically tired with dated kitchen, bathroom, and décor throughout. The location in Cardiff 031B shows moderate crime levels and above-average deprivation ranking, which is worth weighing alongside the competitive asking price and fast-moving local market.
Comparable sales - 20 transactions · sector
Median ARV
£254,000
Min
£175,000
Max
£444,000
38 DAISY STREET
£277,500
74 LAURISTON PARK
£190,000
18 RICHARD LEWIS CLOSE
£220,000
1 MURREL CLOSE
£225,000
72 TANGMERE DRIVE
£257,000
~£1,150/mo
Based on 7 nearby lettings · range £1,000–£1,200/mo
Gross yield
7.3%
Median
£1,150
pcm
Low
£1,000
pcm
High
£1,200
pcm
£1,200pcm
£1,200pcm
£1,150pcm
£1,150pcm
£1,100pcm
£1,050pcm
£1,000pcm
Land Transaction Tax (LTT) · Wales
Purchase price: £190,000 · Effective rate: 4.2%
£7,950
Land Transaction Tax is managed by the Welsh Revenue Authority. Higher rates apply to additional properties (BTL, second homes). No first-time buyer relief in Wales.
Due within 14 days of completion. Your solicitor typically handles filing and payment.
Mortgage Brokers
Whole-of-market mortgage broker · Free initial consultation
UK-wide online mortgage broker · Free, whole-of-market
Solicitors & Conveyancers
Online conveyancing · Fixed fees from £595 · No completion, no fee
Verified partners selected for your area. Always compare multiple quotes.
AI photo assessment
Condition
6/10
AverageKerb appeal
6/10
Positives from photos
Concerns from photos
Cavity wall, as built, no insulation (assumed)
Estimated annual saving of £331 if all EPC-recommended upgrades are completed
Wall insulation: ~£1,000. Could save ~£331/yr on energy.
Nearby schools
School data from OpenStreetMap. Check Ofsted for official inspection ratings.
Nearby amenities
Deprivation decile 8 of 10 (1 = most deprived, 10 = least deprived). Classified as "Above average"
Crime - 310 incidents (2026-01)
Crime data from Police UK. Covers incidents reported within approximately 1 mile.
Low coal mining risk
Estimated monthly costs
£378/mo
EPC certificate (heating + hot water + lighting)
Estimated Band D from 98m² floor area
Regional average (Welsh Water)
Estimated UK average
Estimated from 98m² (End of Terrace)
These are estimates based on averages and EPC data. Actual costs will vary depending on usage, provider, and local authority rates.
Moderate transaction volume in this area.
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BRICK. Property Intelligence
Report prepared 31 March 2026
Data sources
HM Land Registry, EPC Register, Environment Agency, Police UK, OpenStreetMap, planning.data.gov.uk, Coal Authority, SpareRoom, and portal listing data. Market statistics derived from 30M+ recorded transactions.
Important
This report is for informational purposes only and does not constitute financial, legal, or investment advice. Property values, costs, and market data are estimates based on publicly available sources. While we strive for accuracy, we make no warranties about the completeness or reliability of the information. Always conduct your own due diligence and seek independent professional advice before making property decisions. Brickstack Ltd accepts no liability for any loss arising from the use of this report.
BRICK. Property Intelligence
Data: HM Land Registry, EPC Register, Environment Agency, Police UK, OpenStreetMap, planning.data.gov.uk, Coal Authority. Market statistics from 30M+ transactions.
This report is for informational purposes only and does not constitute financial, legal, or investment advice. Property values, costs, and market data are estimates based on publicly available sources. Always conduct your own due diligence and seek independent professional advice before making property decisions. Brickstack Ltd accepts no liability for any loss arising from the use of this report.
9 April 2026 | brickstack.co.uk