St. Matthews Place, Bath
BA29BT
£400,000
Key numbers
Comp median
£296,250
+35% vs asking
Est. rent
£1,050/mo
3.1% gross yield
Condition
4/10
Needs work
SDLT
£19,500
Running costs
£304/mo
2yr trend
-2.5%
moderate liquidity
AI Summary
This pre-1900 terraced freehold in Bath is being marketed as a renovation project with genuine period character and a rear garden, but at £400,000 it is priced substantially above the local comparable sales median of £296,250 — a gap that buyers must carefully consider given the scale of work required. The property has significant issues including damp ingress, an aged heating system, and a dated interior throughout, meaning total costs including purchase, stamp duty, and renovation could be considerable. Bath remains a desirable city and the freehold status and no-chain position are genuine positives, but buyers should commission a full structural and damp survey before proceeding and negotiate hard on price.
Comparable sales - 20 transactions
Median ARV
£296,250
Min
£155,000
Max
£800,000
82 ST KILDAS ROAD
£395,000
24 HIGH STREET
£325,000
114 FAULKLAND VIEW
£297,500
4 LARKSPUR CRESCENT
£180,000
36 CLAUDE AVENUE
£505,000
~£1,050/mo
Regional estimate - live data unavailable for this area
Gross yield
3.1%
Stamp Duty Land Tax (SDLT) · England & N. Ireland
Purchase price: £400,000 · Effective rate: 4.9%
£19,500
Stamp Duty Land Tax applies in England & Northern Ireland. Higher rates apply to additional properties. First-time buyer relief available on properties up to £500,000.
Due within 14 days of completion. Your solicitor typically handles filing and payment.
Mortgage Brokers
Whole-of-market mortgage broker · Free initial consultation
UK-wide online mortgage broker · Free, whole-of-market
Solicitors & Conveyancers
Online conveyancing · Fixed fees from £595 · No completion, no fee
Verified partners selected for your area. Always compare multiple quotes.
AI photo assessment
Condition
4/10
FairKerb appeal
5/10
Positives from photos
Concerns from photos
Sandstone, as built, no insulation (assumed)
Estimated annual saving of £220 if all EPC-recommended upgrades are completed
Wall insulation: ~£15,000. Could save ~£220/yr on energy.
Nearby schools
School data from OpenStreetMap. Check Ofsted for official inspection ratings.
Nearby amenities
Crime - 109 incidents (2026-01)
Crime data from Police UK. Covers incidents reported within approximately 1 mile.
Low coal mining risk
Estimated monthly costs
£304/mo
EPC certificate (heating + hot water + lighting)
Estimated Band C from 70m² floor area
Regional average (local provider)
Estimated UK average
Estimated from 70m² (Terraced)
These are estimates based on averages and EPC data. Actual costs will vary depending on usage, provider, and local authority rates.
Moderate transaction volume in this area.
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BRICK. Property Intelligence
Report prepared 27 March 2026
Data sources
HM Land Registry, EPC Register, Environment Agency, Police UK, OpenStreetMap, planning.data.gov.uk, Coal Authority, SpareRoom, and portal listing data. Market statistics derived from 30M+ recorded transactions.
Important
This report is for informational purposes only and does not constitute financial, legal, or investment advice. Property values, costs, and market data are estimates based on publicly available sources. While we strive for accuracy, we make no warranties about the completeness or reliability of the information. Always conduct your own due diligence and seek independent professional advice before making property decisions. Brickstack Ltd accepts no liability for any loss arising from the use of this report.
BRICK. Property Intelligence
Data: HM Land Registry, EPC Register, Environment Agency, Police UK, OpenStreetMap, planning.data.gov.uk, Coal Authority. Market statistics from 30M+ transactions.
This report is for informational purposes only and does not constitute financial, legal, or investment advice. Property values, costs, and market data are estimates based on publicly available sources. Always conduct your own due diligence and seek independent professional advice before making property decisions. Brickstack Ltd accepts no liability for any loss arising from the use of this report.
9 April 2026 | brickstack.co.uk







