Pen-y-lan Terrace, Penylan, Cardiff
CF239EU
£450,000
Floor Plan

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Key numbers
Comp median
£225,000
+100% vs asking
Est. rent
£1,400/mo
3.7% gross yield
Condition
5/10
Average
LTT
£14,250
Running costs
£531/mo
2yr trend
+1.9%
fast liquidity
AI Summary
This is a characterful Edwardian end-of-terrace in the sought-after Penylan area of Cardiff, offered chain-free with original period features and a generous floor plan — but the asking price of £450,000 sits dramatically above the local comparable sales median of £225,000, which raises serious questions about value at this price point. The property is in dated condition throughout and will require substantial investment to modernise, adding further cost on top of an already elevated purchase price. Buyers should commission an independent valuation and full structural survey before proceeding, and should scrutinise comparable evidence carefully to understand whether the asking price reflects genuine market value for this specific street and property type.
Comparable sales - 20 transactions · sector
Median ARV
£225,000
Min
£163,000
Max
£360,000
235 BRYNHEULOG
£190,000
7 AWEL MOR
£175,000
9 ENBOURNE DRIVE
£310,000
35 DUNGARVAN DRIVE
£225,000
25 YOUGHAL CLOSE
£300,000
~£1,400/mo
Based on 21 nearby lettings · range £1,200–£1,900/mo
Gross yield
3.7%
Median
£1,400
pcm
Low
£1,200
pcm
High
£1,900
pcm
£2,250pcm
£2,200pcm
£1,900pcm
£1,700pcm
£1,600pcm
£1,600pcm
£1,575pcm
£1,550pcm
Land Transaction Tax (LTT) · Wales
Purchase price: £450,000 · Effective rate: 3.2%
£14,250
No first-time buyer relief in Wales
Land Transaction Tax is managed by the Welsh Revenue Authority. Higher rates apply to additional properties (BTL, second homes). No first-time buyer relief in Wales.
Due within 14 days of completion. Your solicitor typically handles filing and payment.
Mortgage Brokers
Whole-of-market mortgage broker · Free initial consultation
UK-wide online mortgage broker · Free, whole-of-market
Solicitors & Conveyancers
Online conveyancing · Fixed fees from £595 · No completion, no fee
Verified partners selected for your area. Always compare multiple quotes.
AI photo assessment
Condition
5/10
AverageKerb appeal
6/10
Positives from photos
Concerns from photos
Sandstone, as built, no insulation (assumed)
Estimated annual saving of £637 if all EPC-recommended upgrades are completed
Strip out, structural if needed, everything new
Wall insulation: ~£15,000. Could save ~£637/yr on energy.
Transport
Nearby schools
School data from OpenStreetMap. Check Ofsted for official inspection ratings.
Deprivation decile 5 of 10 (1 = most deprived, 10 = least deprived). Classified as "Mixed"
Crime - 117 incidents (2026-01)
Crime data from Police UK. Covers incidents reported within approximately 1 mile.
Low coal mining risk
Estimated monthly costs
£531/mo
Real-world estimate (EPC figure of £1508/yr is below average for 112m²)
Estimated Band F from 112m² floor area
Regional average (Welsh Water)
Estimated UK average
Estimated from 112m² (End of Terrace)
These are estimates based on averages and EPC data. Actual costs will vary depending on usage, provider, and local authority rates.
Moderate transaction volume in this area.
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BRICK. Property Intelligence
Report prepared 3 April 2026
Data sources
HM Land Registry, EPC Register, Environment Agency, Police UK, OpenStreetMap, planning.data.gov.uk, Coal Authority, SpareRoom, and portal listing data. Market statistics derived from 30M+ recorded transactions.
Important
This report is for informational purposes only and does not constitute financial, legal, or investment advice. Property values, costs, and market data are estimates based on publicly available sources. While we strive for accuracy, we make no warranties about the completeness or reliability of the information. Always conduct your own due diligence and seek independent professional advice before making property decisions. Brickstack Ltd accepts no liability for any loss arising from the use of this report.
BRICK. Property Intelligence
Data: HM Land Registry, EPC Register, Environment Agency, Police UK, OpenStreetMap, planning.data.gov.uk, Coal Authority. Market statistics from 30M+ transactions.
This report is for informational purposes only and does not constitute financial, legal, or investment advice. Property values, costs, and market data are estimates based on publicly available sources. Always conduct your own due diligence and seek independent professional advice before making property decisions. Brickstack Ltd accepts no liability for any loss arising from the use of this report.
9 April 2026 | brickstack.co.uk



















