BRICK.
Ground & First Floor Flats, 139 Whitchurch Road
CF143RF
£375,000
Key numbers
Comp median
£325,000
+15% vs asking
Est. rent
£1,500/mo
4.8% gross yield
Condition
7/10
Good
LTT
£23,700
Running costs
£470/mo
2yr trend
+1.6%
fast liquidity
AI Summary
This is a well-presented, recently converted period terraced property split into two self-contained two-bedroom flats in the sought-after Heath area of North Cardiff, offering a combined floor area of 141m² with off-road parking — a relatively rare feature in this location. However, the asking price of £375,000 sits meaningfully above the 24-month comp median of £325,000, and with no comparable sales in the last 12 months, establishing current market value with confidence is difficult. Buyers should commission an independent RICS valuation and be aware of the existing accepted offer at £360,000, which means any purchase requires a higher written bid before exchange.
Comparable sales - 20 transactions
Median ARV
£325,000
Min
£245,000
Max
£413,000
46 WHITEBARN ROAD
£270,000
33 OLD CHURCH ROAD
£390,000
137 FISHGUARD ROAD
£400,000
52 TALYGARN STREET
£280,000
40 SUMMERFIELD AVENUE
£285,000
~£1,500/mo
Regional estimate - live data unavailable for this area
Gross yield
4.8%
Land Transaction Tax (LTT) · Wales
Purchase price: £375,000 · Effective rate: 6.3%
£23,700
Land Transaction Tax is managed by the Welsh Revenue Authority. Higher rates apply to additional properties (BTL, second homes). No first-time buyer relief in Wales.
Due within 14 days of completion. Your solicitor typically handles filing and payment.
Mortgage Brokers
Whole-of-market mortgage broker · Free initial consultation
UK-wide online mortgage broker · Free, whole-of-market
Solicitors & Conveyancers
Online conveyancing · Fixed fees from £595 · No completion, no fee
Verified partners selected for your area. Always compare multiple quotes.
AI photo assessment
Condition
7/10
GoodKerb appeal
7/10
Positives from photos
Solid brick, as built, no insulation (assumed)
Estimated annual saving of £400 if all EPC-recommended upgrades are completed
Wall insulation: ~£12,000. Could save ~£400/yr on energy.
Nearby schools
School data from OpenStreetMap. Check Ofsted for official inspection ratings.
Nearby amenities
Deprivation decile 8 of 10 (1 = most deprived, 10 = least deprived). Classified as "Above average"
Crime - 157 incidents (2026-01)
Crime data from Police UK. Covers incidents reported within approximately 1 mile.
Low coal mining risk
Estimated monthly costs
£470/mo
EPC certificate (heating + hot water + lighting)
Estimated Band F from 141m² floor area
Regional average (Welsh Water)
Estimated UK average
Estimated from 141m² (Terraced)
These are estimates based on averages and EPC data. Actual costs will vary depending on usage, provider, and local authority rates.
Moderate transaction volume in this area.
Stop searching. Start receiving deals.
Brickstack sources thousands of properties daily, scores every one, and delivers only the genuine opportunities to your dashboard. Unlimited BRICK reports included.
BRICK. Property Intelligence
Report prepared 27 March 2026
Data sources
HM Land Registry, EPC Register, Environment Agency, Police UK, OpenStreetMap, planning.data.gov.uk, Coal Authority, SpareRoom, and portal listing data. Market statistics derived from 30M+ recorded transactions.
Important
This report is for informational purposes only and does not constitute financial, legal, or investment advice. Property values, costs, and market data are estimates based on publicly available sources. While we strive for accuracy, we make no warranties about the completeness or reliability of the information. Always conduct your own due diligence and seek independent professional advice before making property decisions. Brickstack Ltd accepts no liability for any loss arising from the use of this report.
BRICK. Property Intelligence
Data: HM Land Registry, EPC Register, Environment Agency, Police UK, OpenStreetMap, planning.data.gov.uk, Coal Authority. Market statistics from 30M+ transactions.
This report is for informational purposes only and does not constitute financial, legal, or investment advice. Property values, costs, and market data are estimates based on publicly available sources. Always conduct your own due diligence and seek independent professional advice before making property decisions. Brickstack Ltd accepts no liability for any loss arising from the use of this report.
9 April 2026 | brickstack.co.uk